20+ YEARS OF MINISTRY EXPERIENCE
Church & Nonprofit Financial Planning
Helping Churches & Faith-Based Organizations Steward Resources Wisely
✔ BUDGETING & CASH FLOW PLANNING
✔ CAPITAL CAMPAGIN GUIDANCE
✔ BUILDING FUND MANAGEMENT
✔ TAX BENEFIT OPTIMIZATION
✔ COMPLIANCE CONSULTING
Financial Planning for Kingdom Impact
Churches and faith-based nonprofits have unique financial opportunities and challenges that require tailored stewardship. From tax-exempt strategies to capital campaign planning, Heartwood Financial Planning is here to help your organization maximize resources for ministry impact while helping to ensure long-term financial sustainability.
Whether you need assistance with budgeting, financial compliance, investment planning, or risk management, we provide faith-aligned financial guidance to help your church or nonprofit thrive.
KEY BENEFITS
Why Choose Heartwood Financial Planning?
ERISA Exemption Optimization
Take full advantage of regulatory exemptions available to churches.
Cost-Efficient Solutions
Access financial planning services with minimal impact on your operating budget.
Capital Campaign Support
Get professional guidance for fundraising, building projects, and ministry expansion.
Regulatory Compliance
Stay compliant with church-specific tax laws and financial regulations.
Tax Credit Maximization
Identify and apply for available faith-based tax benefits.
Kingdom-Focused Strategy
Channel more resources into ministry growth through effective planning with financial education for congregations and donors.
Who We Help
Churches
looking for help optimizing financial structure & sustainability
Faith-based nonprofits
needing financial guidance & compliance support
Organizations
planning capital campaigns and expansion projects.
Ministries
wanting help in maximizing tax-exempt benefits & resources
Our Core Services for Churches & Nonprofits
We provide specialized financial services tailored to the unique needs of churches and nonprofits as well as financial education for congregations and donors. From financial management and strategic planning to risk management and employee benefits, our solutions help faith-based organizations achieve long-term financial stability and growth.
Financial Management
Cash flow analysis & forecasting
Budget development for long-term stability
Investment strategy guidance for church funds & reserves
Strategic Planning
Capital campaigns & fundraising strategies
Building project financial planning
Debt reduction & ministry expansion initiatives
Risk Management
Insurance review for liability & asset protection
Policy assessments & financial oversight
Regulatory compliance & internal financial safeguards
Employee Benefits & Retirement Plans
Compensation planning for pastors and nonprofit staff
Affordable benefits structures for faith-based organizations
403(b)(9) church retirement plans & tax-efficient strategies
✔
CAPITAL CAMPAIGN GUIDANCE
✔
BUDGETING & CASH FLOW MANAGEMENT
✔
COMPLIANCE CONSULTING
✔
TAX BENEFIT OPTIMIZATION
✔ CAPITAL CAMPAIGN GUIDANCE ✔ BUDGETING & CASH FLOW MANAGEMENT ✔ COMPLIANCE CONSULTING ✔ TAX BENEFIT OPTIMIZATION
OUR SERVICE PROCESS
Your Journey to Financial Confidence
1
Initial Organization Assessment
Review of current financial structure & ministry goals
2
Compliance & Benefits Review
Protect tax-exempt status & regulatory compliance
3
Strategic Planning Session
Identify opportunities for financial improvement & growth
4
Implementation & Documentation
Establish optimized financial processes
5
Ongoing Support & Monitoring
Regular financial health check-ins & strategic reviews
Meeting Frequency:
Quarterly/Annually tailored to your needs
Communication Methods:
Video, phone, or in-person options
✔ REQUIRED DOCUMENTATION CHECKLIST PROVIDED
✔ REGULAR PROGRESS REVIEWS
COST OPTIONS
Custom Church Financial Planning Packages
Starting at $7,500
Every church has a unique financial landscape, with its own set of challenges and goals. At Heartwood Financial Planning, we provide tailored financial strategies to help churches achieve long-term stability while strengthening their mission and ministry impact.
Financial Management & Budgeting for Churches
We help churches establish strong financial foundations through cash flow management, strategic budgeting, and investment planning. Whether you're funding ministry growth, managing capital campaigns, or optimizing daily operations, we help ensure your church is positioned for sustained financial health.
Protecting Church Finances & Risk Management
Financial stewardship includes identifying risks, reducing debt, and securing proper insurance coverage. Our strategies help churches safeguard assets and minimize financial liabilities, so they remain stable and prepared for the unexpected.
Supporting Church Staff & Sustainable Growth
We offer customized retirement plans, employee benefits, and succession planning to support church leaders and staff. Additionally, we develop charitable giving strategies, donor management plans, and endowment solutions to promote long-term financial sustainability.
As a financial armorbearer for God's ministers, we are committed to helping churches navigate financial decisions with wisdom and confidence.
Schedule a consultation today to explore how we can help support your church’s financial future.
Frequently Asked Questions
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Churches have special tax exemptions & financial benefits that traditional businesses don’t. Without specialized guidance, many churches overpay for services they don’t need or miss critical financial opportunities. Likewise, since churches are exempt from many regulations that businesses are subject to, they can fall into the trap of not knowing what they don't know and not identifying and addressing potential liabilities and risks until it's too late.
Another difference is that nonprofits attract revenue not through better services, but through donor generosity. We can help foster that generosity by providing tax-efficient ways for donors to ensure more funds make it to their favorite charity, and less to the IRS.
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We provide budgeting, tax credit, and fundraising strategies tailored to churches & nonprofits, helping to ensure financial stewardship while pursuing growth.
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Absolutely, We can help foster these strategies by providing tax-efficient ways for donors to help ensure more funds make it to their favorite charity, and less to the IRS.
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Our Kingdom-minded approach helps ensure financial stewardship without compromising your ministry’s mission.
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We specialize in faith-based financial planning, helping churches and nonprofits maximize tax benefits & resources while minimizing costs.
A Word from Seth
“I’ve been close to pastors pretty much my whole Christian life. I’ve seen firsthand the sacrifice that pastors and their family give in order to serve the kingdom of God…
We’re very stewardship-minded at Heartwood.
We recognize that our position—both within the faith community and in our local community—is ultimately a gift from God. It all belongs to Him. Our responsibility is to ask: How do we leverage the influence, resources, and reputation we've been entrusted with to advance God's kingdom?”
DISCOVER YOUR FINANCIAL PATH
Take the Next Step Towards Financial Peace.
Heartwood Financial Planning Is Here To Help You Navigate Your Finances With Confidence.
SETH SCOTT, AAMS™
/ Founder & Lead Financial Planner
✔ CHURCH BOARD MEMBER
✔ 20+ YEARS OF EXPERIENCE AS A WORSHIP LEADER
✔ SPECIALIZED IN PASTORAL FINANCES